You must file a complaint within one month of the date on which the cause of action arises. This means you have 45 days from the date the offender received notice to make payment.
If the magistrate believes there are grounds to proceed, they will summon the complainant for evidence and the documents required. The accused and witnesses will be issued a summons for their attendance, and the witnesses' evidence will be recorded. The accused will be told of the offence's particulars and asked if they plead guilty or have any defence to make. If the accused pleads guilty, they will be convicted by the magistrate. If they do not plead guilty, the magistrate will hear both the complainant and the accused and take all evidence into account before passing a verdict of conviction or acquittal.